Job Description
General Summary: Responsible for demonstrating service excellence in accordance with The Bank of Tescott’s Vision and Values statements. Our Vision: We are committed to those we service! Our Values: We are Positively Impactful, Customer Committed, Community Focused, and We Believe We Can Help!
We are looking for an innovative, dynamic individual to join our team as Chief Credit Officer. This role is responsible for overall bank credit quality and risk management, including monitoring portfolio mix and margin, classified assets, past-dues and exceptions within the policies and procedures established by the Board of Directors and Bank management. The CCO will work collaboratively across the organization and specifically with the Senior Lenders, to support the credit and sales vision and team environment.
As a member of the Bank’s executive team, the CCO is responsible for helping develop and execute the overall Bank’s strategies, objectives, and business plans. This would include building the bank’s position within the marketplace through community involvement, multi-product banking solutions, and building and maintaining enduring relationships with customers.
The right candidate will be responsible for providing effective leadership and direction to our team of Loan Officers while supporting the company's goals and objectives.
Primary Responsibilities and Duties:
- This position is responsible for the day-to-day oversight and administration of the Bank's loan portfolio on a continuing basis in order to prevent losses and/or improve overall quality of the loan portfolio;
- Assure documentation is in compliance with loan policy approvals, state and/or federal regulations
- Assist in detection or deterioration in loan quality
- Review and ensure internal compliance objectives are met
- Provides oversight of the Bank's loan approval process.
- Responsible for coordinating internal and external loan review programs and collateral documentation review systems.
- This position also develops and monitors the company’s risk grading system, monitors critical asset levels through action plan implementation activities, and manages loan delinquencies, non-accruals, other real estate owned, and foreclosure actions.
- Establishes internal loan controls and written policies and procedures for Board approval, and thereby ensuring the quality of the loan portfolio.
- Prepares, presents and interprets reports to management, directors and regulatory agencies.
- Advises, counsels, trains and mentors lenders.
- Chairs the bank's Loan Approval Committee.
Experience Required/Preferred:
- Bachelor’s degree required or equivalent combination of education and experience, Post graduate degree preferred.
- 10 years of Banking industry experience
- Lending and/or credit administration experience
What We Offer:
COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience. We offer an extensive ultra-competitive benefits package that includes, but is not limited to medical, dental, vision, and life insurance, a health savings account option, an Employee Assistance Program (EAP), a 401(k)-retirement savings plan, and Employee Stock Ownership Plan
discounts on banking products and services, and paid sick, holiday and vacation time, and more.
The Bank of Tescott is an Equal Opportunity Employer
Job Type: Full-time
Pay: $80,000.00 - $150,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Flexible schedule
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Vision insurance
Physical setting:
Schedule:
- Day shift
- Monday to Friday
Ability to commute/relocate:
- Salina, KS 67401: Reliably commute or planning to relocate before starting work (Required)
Experience:
- similar or related: 5 years (Required)
Work Location: In person
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